PEO Services for Construction & Contractors
contractors nationwide face the highest workers' comp rates in the nation, complex multi-county payroll requirements, and relentless compliance demands. Key HR's PEO takes all of it off your plate — so you can focus on winning and completing projects.
Why Construction & Contractors Are Switching to PEO
PEO Services for Construction & Contractors: Workers' Comp and Payroll
Construction employers face compliance demands involving payroll, workers' compensation, OSHA requirements, and worker classification. Key HR can help eligible employers coordinate payroll, benefits, workers' compensation administration, compliance, and workforce services.
A PEO can support eligible W-2 employees through a co-employment arrangement that may include payroll, benefits, workers' compensation administration, compliance, and workforce support. Availability and terms depend on underwriting and the written agreement.
Workers' Comp at Scale
Stop paying contractor-class workers' comp rates. Key HR's master policy covers your entire workforce at group rates — no deposits, no audits, no surprises.
national Contractor Compliance
Payroll administration, OSHA recordkeeping support, and employment-compliance guidance for eligible W-2 employees, with project-specific requirements confirmed by the employer and its advisers.
Payroll for Field Teams
Weekly or bi-weekly payroll support for crews working across multiple jurisdictions, with certified payroll support for qualifying prevailing-wage projects.
Benefits That Recruit
Offer health, dental, vision, and 401(k) that compete with the largest general contractors nationwide — without the administrative burden.
HR & Labor Law Support
national employment law, OSHA 300 logs, drug-free workplace programs, and employee handbooks tailored to the construction industry.
Job Costing Integration
Payroll data synced to your accounting system — QuickBooks, Sage, Foundation — so every labor dollar is allocated to the right job code.
Stop Overpaying for Workers' Comp
Workers' compensation requirements and pricing for construction employers vary by jurisdiction, class code, payroll, claims history, carrier terms, and underwriting.
Key HR's master workers' comp policy pools thousands of employees across multiple industries. Your workers benefit from the group's combined claims history — dramatically lowering your effective rate regardless of your individual experience modification factor (EMR).
- ✓No large upfront deposits required
- ✓Pay-as-you-go — premiums calculated on actual payroll
- ✓No annual audit surprises
- ✓Certificates of insurance issued same-day
- ✓Claims management handled by Key HR
Typical national Contractor Workers' Comp Rates
Savings estimates based on Key HR client data. Individual results vary based on claims history and payroll size.
Construction & Contractors Who Switched to Key HR
Mid-Size Specialized Trades Contractor, the United States Bay
Reduced workers' comp premiums by 31% in year one by joining Key HR's master policy.
Electrical Subcontractor, the United States
Eliminated $85,000 in annual workers' comp deposit requirements and passed the savings to crew wages.
General Contractor, the United States-Dade
Achieved certified payroll compliance on a $4.2M public works project without hiring an in-house HR manager.
Contractor PEO FAQ
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